Terms of Service

By accessing smplycapital.com or submitting a loan scenario, you agree to these Terms of Service.

Broker Disclosure

Smply Capital is a commercial loan broker, not a lender. We do not originate, underwrite, fund, or service loans. We connect borrowers with third-party lending partners. Submission of a scenario does not constitute a loan application or guarantee of financing.

No Guarantee of Terms or Approval

Rates, terms, and loan availability communicated through our website, tools, or team are estimates only and subject to lender approval, underwriting, appraisal, and market conditions. Nothing on this site constitutes a loan commitment or binding offer.

Deal Analyzer Disclaimer

The Deal Analyzer tool provides illustrative payment estimates based on inputs you provide. Results are for informational purposes only and are not a loan estimate or commitment. Actual loan terms may differ materially.

Fees

Smply Capital earns compensation at closing, paid as a broker fee by the borrower, lender, or both, as disclosed in any applicable Broker Agreement. No upfront fees are charged for scenario evaluation.

Intellectual Property

All content, design, and code on smplycapital.com is the property of Smply Capital and may not be reproduced without written permission.

Limitation of Liability

Smply Capital is not liable for any damages arising from your use of this website, reliance on any estimates or information provided, or any third-party lending decisions.

Governing Law

These terms are governed by the laws of the State of Texas, without regard to conflict-of-law provisions.

Contact

Questions? Email will@smplycapital.com.