Effective Date: March 2025
Please read these Terms of Service (“Terms”) carefully before using the services offered by Smply Capital LLC (“Smply Capital,” “we,” “us,” or “our”). By accessing or using our website and services, you agree to be bound by these Terms.
Smply Capital is a commercial loan brokerage that connects borrowers with lending partners. Our services include:
We are a broker, not a lender. We do not make lending decisions and do not guarantee that any loan will be originated.
Our services are available only to individuals and entities that are at least 18 years of age and are legally capable of entering into binding contracts. By using our services, you represent and warrant that you meet these requirements.
Submission of a loan scenario does not constitute an application for credit and does not guarantee that financing will be obtained. All loan products are subject to underwriting approval and program availability by the respective lender. Smply Capital makes no representations or warranties regarding the availability, terms, or approval of any loan.
You agree to provide accurate, complete, and truthful information when submitting a scenario or communicating with us. Providing false or misleading information may result in termination of services and may violate applicable law.
You agree not to:
Smply Capital charges no upfront fees to borrowers. Our compensation, when applicable, is typically a broker fee paid by the lender at loan closing. Any applicable fees will be clearly disclosed prior to closing.
All content on our website, including text, graphics, logos, and software, is the property of Smply Capital LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without our express written permission.
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of any third-party sites. Your use of third-party services is governed by their respective terms and policies.
OUR SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
Information provided on our website is for general informational purposes only and does not constitute financial, legal, or investment advice.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SMPLY CAPITAL LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OUR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM THESE TERMS OR OUR SERVICES SHALL NOT EXCEED $100.
You agree to indemnify and hold harmless Smply Capital LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of our services, your violation of these Terms, or your provision of inaccurate information.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in New York, New York.
We may update these Terms from time to time. We will notify you of significant changes by posting a notice on our website. Your continued use of our services after such changes constitutes acceptance of the updated Terms.
If you have questions about these Terms, please contact us: